Specialized Prop 19
Trust and Probate Lending Solutions
When a loved one passes away, inheriting property often brings unexpected challenges:
At True Estate Loans, we provide specialized lending solutions through the prop 19 provisions that:
Preserve Your Property Tax Base: Our trust and estate loans are the correct way to equalize distributions according to the State Board of Equalization's laws, preventing property tax reassessment
Resolve Family Conflicts: We provide financial analysis tools that show all beneficiaries how keeping the property can benefit everyone financially
Provide Fast Funding: Get quick solutions for probate expenses or to stop foreclosure proceedings.
Create Clear Financial Paths: We help you understand both short and long-term financing options so you can make confident decisions.
We begin with an initial consultation to understand your unique situation and assess your financing needs.
We continue with a custom cost benefit analysis and qualification assessment for long-term financing.
We then fund your loan according to prop 19 guidelines. You will receive personalized support all the way through the process.
Ready to get started?
Meet Tanis
Tanis has been a trusted Trust & Estate Lender, specializing in prop 19 since 2018. Throughout her career, she has successfully funded over $500 million in loans, assisting more than 1,000 clients with their home financing needs. Tanis is committed to guiding clients across the nation with the financial knowledge and support they need to make confident, informed decisions for themselves and their loved ones.
She works closely with clients, attorneys, and fiduciaries to create a lending process that is smooth, transparent, and efficient. Those who work with Tanis can count on her integrity, honesty, and unwavering dedication—especially during life's more difficult moments.
Preserve property tax rates at ~$1,000 annually instead of $11,000-$12,000 after reassessment
Our cost benefit analysis tools help convince reluctant family members by showing the financial advantages for everyone
Understand both short-term and long-term implications before making decisions.
Fast funding solutions when time is critical
Navigate complex regulations with someone who understands the nuances across different counties
Is keeping the property financially viable for you?
We start by determining if you can qualify for long-term financing before proceeding with any short-term trust or estate loan. This ensures you won't be stuck with an expensive loan you can't refinance.
Worried about the cost of the trust loan?
While trust and estate loans have higher interest rates initially, they're designed as short-term solutions. Most clients quickly refinance into conventional loans at much lower rates after the property transfer is complete.
Concerned about qualifying for financing?
We evaluate your ability to qualify for long-term financing from the start, ensuring you don't take on short-term debt without a clear path forward.
Schedule your free consultation and cost benefit analysis to understand your options and make the best decision for your family's future.
What happens next: After scheduling, you'll speak directly with our trust and estate lending specialist who will analyze your unique situation and provide clear guidance on your best path forward.
Led by Tanis Kluever, our team approaches each client like family.
The greatest reward is hearing clients say "I had no idea how we'd ever convince my sister to let me keep this property" - because we know we've helped preserve not just a house, but a home filled with memories.
Tell us a little about your situation and Tanis will get back to you personally — usually within one business day.
Tanis will reach out personally, usually within one business day. If your matter is time-sensitive, call 714.408.6286.
Prefer to reach out directly? Call 949.266.0112 or email tanis@trueestateloans.com.